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10. Add a lawyer to your team

Purchasing a home involves heaps of legal documents. You require somebody to interpret the legal matters and make sure your best interests are sheltered.

• Locating a lawyer
There are lots of skilled real estate lawyers out there. Ask your friends or co-workers about them. Royal Lepage Flower City Realty Inc. will be happy giving you the names of several lawyers skilled in real estate. Always be sure to ask your lawyer how they constitute their fees, and get an estimate of the other legal costs you can expect.

• How your lawyer will help
There are various legal steps to transfer the possession of land from one person to another. Even if consequences like fraud, government legislation, zoning issues or unpaid taxes don't come up, your lawyer will more than earn their pay by making the legal transfer of the home a smooth one.

• Don't be scared of your lawyer
A lawyer is here to help you. Ask questions if you don't understand anything. Explaining legal jargon in plain language is a big part of their job.

11. Close the purchase

Your offer has been accepted and you can't wait to approach. But don't break out the bubbly just yet. You have to close the deal. Royal Lepage Flower City Realty Inc. and your lawyer will do most of the closing work, but here's your checklist.

Without delay begin satisfying any conditions of the agreement that require action on your part. Royal Lepage Flower City Realty Inc. can fill out the documents stating that the conditions have been satisfied.

Searching title to the property by your advocate can take a while, so make sure you allow ample time.

Your lawyer will transfer essential utilities like hydro and water, but you'll have to make sure telephone and cable companies switch their services to your name.

If you rent, give notice to your landlord or sublease your apartment.

Send out your change of address information and fill out a card at the post office. Contact the Ministry of Transport about changing your driver's licenses.

A day or two before closing, you'll meet with your lawyer to sign the closing documents. Your lawyer will tell you in advance what certified cheques you'll need to seal the deal.

12. Approach to move

Moving day will come sooner than you think, so get planning now.

• 'Closing date' may or may not mean moving date
It may or may not be sensible to move in on the closing date. You may not get the keys to your new home until late in the day. So you may want to try and schedule the actual move for a day or so after closing. If you intend to move at the end of the month, contact a moving company or truck Rental Company now before they're all booked. If you can move mid-week or mid-month, a moving company might cut you a deal.

• Go with a honest moving company
We've all heard moving horror stories. Go with an recognized, insured mover, so your items are sheltered.

• Pack it yourself, and pack early
Nobody will take the same care you will. Start early and spread it out over many days. Label all your boxes by room so the movers know where to put them, and label anything that's breakable.

• Do you really need to take that with you?
A new home is a new lease on life, and a chance to release yourself from stuff you simply don't need. If you haven't used it or worn it in the last year, you possibly don't need it. Have a garage sale, or give it to charity. • Once you move in The boxes are mostly unpacked and you're settling in nicely. You will now feel a strange urge to begin making changes and improvements right away. Take time to get a feel for your new home, and more importantly, your new budget. Take a deep breath and enjoy what you have, your new home